تسهیلات

Only five days have passed since registration directive from applying for a Gratuitous loan to banking network, payment of these facilities began in some banks.

IBENA- Mostafa ghamari vafa, public relations director of Central Bank, said: Only five days after registration directive from applying for Encourage childbearing loan to banking network, the facility started in some banks. Statistics also show that since April 20, 1401, 190 thousand people have registered in Central Bank system, of which about 19 thousand are from Tehran. In the same short time during five days from notification and registration, even in Kurdistan, Lorestan, West and Central Azerbaijan; A number of Qarz al-Hasna childbearing facilities were also paid to applicants by banks.

  • Conditions to receive Encourage childbearing facilities

IBENA reported according to Central Bank's directive, banks are required to pay facilities based on the applicants' credit rate, by taking a promissory note from the applicant or a valid guarantor. According to the law, for children born after 1400, facilities for childbearing equals 20 million Tomans, 40 million Tomans for the second child, 60 million Tomans for the third one, 80 million Tomans for the fourth and 100 million tomans will be paid for fifth children and more.

Childbirth facilities are required to any deposit and a six- months period to start installments and at a maximum of 4 percent fee annually, as well as the birth of twin and more children, a loan for per child and a birth order is considered. Central Bank is obliged, in cooperation with State Registrar, to register and manage the payment processes of Encourage childbearing facilities so that applicants can register in facility system visit;  https://ve.cbi.ir/VC/defaultvc.aspx.

Eligible applicants for those born after April 1, 1400 and up to 2 years after the birth of the child, can register their application in the relevant system, and if during the repayment period of the facility, another child is born,It is possible to pay the mentioned facilities to the next child according to the rules of this instruction.

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